Submissions     Contact     Advertise     Donate     BlogRoll     Subscribe                         

Sunday, May 3, 2009

Survival Insurance policy

By Joseph Parish

Let’s face it you can have life insurance, you can have car insurance and you can have homeowners insurance but none of these policies will help you a bit during a time of crisis. You may think that you are covered for just about any contingency that can happen but my friend you are so very wrong.

You have totally forgotten the most important insurance that you can perhaps have. That is your survival insurance. When situations develop you can only rely upon yourself and no one else. The government will be much to busy to be concerned with you and I. They will simply be overwhelmed. If you think I am exaggerating think back to the crisis situation that occurred in New Orleans when hurricane Katrina struck.

It would be nice if we could easily sidestep the issues that we do not care for and step cautiously behind the curtain only to emerge shortly and once again see things are as we would like them to be. Unfortunately that is not the case. The world is what we see and we have to learn to do the best we can in it. We can not rely upon the old adage that it will not happen to me or it won’t happen here. Many families have been completely wiped out by the breadwinner thinking along these same lines.

I am sure that you would deliberately not feed you children nor would you subject them to unnecessary cold or other uncomfortable conditions. But think for a moment what you are doing to your family when you fail to be prepared. We must be prepared for any sort of emergency or disaster.

With our world in such turmoil it is to our best interests to stock up on extra food and supplies. Don’t wait until the last moment and then rush to the store to stock your pantry. This won’t work and you will only endanger yourself and your family. It is your responsibility to care and prepare for your family so why not start at home. It is up to you to take personal responsibility to provide for your family. Several items that people should prepare with include:

Valuable metals such as gold or silver which in an emergency could be used for bartering. Keep in mind that these precious metals will only be worth anything at the beginning of the crisis. As things get worse food will quickly take their place as a valuable commodity. Have a large portion of your cash readily available in an emergency. Banks during a crisis situation will not give you your money.

Have at least a 3 month supply of food and water. A years worth of these items would be better and should be your goal. These necessities should include bottled water. If you happen to have a private well you should still keep some purification tablets available.

Keep a healthy supply of batteries readily at hand. I personally prefer to recharge my batteries. I have a recharger plus I can connect it to the inverter in the BOV when on the road. In my emergency kit I have several different types of lights as well as an abundance of batteries. I have included a crank radio as well as a crank light just in case. I keep matches in my emergency kit as well as lighters. Incidentally if you decide to keep lighters in an emergency kit make sure that you stock up on lighter fluid or butane.

I would be foolish to go to all this trouble without maintaining some sort of weapons and ammo. My spare clothing is a normal compliment of sock, underwear, etc. I keep two BOB – One for winter and one for summer.

Additional items include things like 2 way radios, watches with cigarette lighters built in, a tent, an elaborate first aid kits, a generator, various fishing rods and tackle, Maps, as well as propane stoves.

I would like to think that I am ready for any emergency however from experience I am well aware that when it comes down to the wire I probably am missing something important.

Copyright @ 2009 Joseph Parish


No comments:

Post a Comment