Back in 1930, a famous British economist named John Maynard Keynes made a guess about the year 2030. He believed machines would do so much of the work that people would only need to work 15 hours a week. Well, the machines came, but the short workweek never did, and plenty of us put in long, hard hours our whole lives instead.
Now 2030 is a little over three years away, and some very rich and powerful people are talking about it again. This time, though, the talk has turned to something much bigger, because a few of them say money could stop mattering.
Elon Musk said it out loud on a podcast last December. Then, at the end of September, the Pentagon brought him in to help plan for the wars of 2030. Around the same time, an AI company put out numbers showing what could happen to American paychecks if computers take over office work by 2030.
Nobody has signed a paper called Project 2030, of course. Still, when you line these plans up side by side, they look a lot like one road heading toward one place. And if you spent a lifetime earning and saving dollars, you have every right to ask where that road ends and who’s driving.
Why Elon Musk Says Money Will Disappear
You don’t have to be a fan of Elon Musk to take his words seriously. Plenty of folks soured on him after his public fight with President Trump last year, while others still respect him for going after government waste with DOGE. Either way, he’s the richest man in the world, and his companies build a lot of the machines he talks about.
Last December, he told a podcast called People by WTF that he thinks money will disappear as an idea. His reasoning is that robots and AI will one day make everything people need, so nobody would have to work for a paycheck to eat. And without paychecks, money no longer does its old job of deciding who gets what.
He even compared it to a series of science fiction novels where machines take care of everyone and nobody uses money at all. On top of that, he gave a timeline for when work becomes optional, and it’s shorter than you’d think. He said it could happen in less than a decade.
Ask yourself who runs that world, though. If robots do the work and money fades, the few companies that own the machines would decide what lands on your table. So you can start getting ready for that shift now with the 3 rules in The Ultimate AI Survival Plan, which show you how to protect your family when the systems you depend on stop working. It also teaches you the warning signs to watch for, so the change doesn’t catch you off guard.
The Pentagon’s New Plan for the Wars of 2030
At the end of September, Secretary of War Pete Hegseth spoke at the Quantico military base and announced Project Meridian. It’s a study on the future of warfare, and Musk will help lead it. He’ll share the job with Palmer Luckey, who founded the defense company Anduril, and former House Speaker Newt Gingrich. The group has 120 days to report back.
Luckey told Axios the team will think hard about the wars America can’t afford to fight in 2030, 2050, and 2100. So instead of writing more reports that sit on a shelf, their job is to figure out which weapons the country needs to build right now. Anduril already makes self-flying aircraft and electronic warfare gear for the military, so it’s easy to guess where the talk is heading.
Keeping America ahead on drones and AI makes sense, and nobody wants our troops fighting the next war with the last war’s tools. But what does a war study have to do with your money? Quite a lot, as it turns out, because a war fought with computers reaches far past the battlefield. Every card swipe and direct deposit now travels through computer networks. Worse, the less cash people carry, the fewer backups there are when those networks get hit.
So ask yourself two questions. If those networks went down tonight, how long could your house keep running without the grid? And while the hackers are still inside the system, who’s protecting your bank login and your identity? If you can’t answer both, the 10 Commandments for surviving an AI grid failure walk you through each one while there’s still time to get ready.
Who Owns the Network in the Sky
Musk’s other 2030 goal shows how much of daily life could end up running through one company. SpaceX was valued at more than $2 trillion when it went public in June, and two days later Musk posted that it could bring in $1 trillion a year by 2030. Most of that money comes from Starlink, its satellite internet service, which has been a real help out in the country because it reaches homes the cable companies never bothered with. On the other hand, more banking apps and card readers now depend on that connection every day, and that’s a lot of eggs in one basket.
Musk also expects about half of all new cars worldwide to be electric by 2030. And it isn’t only cars, since the International Energy Agency says the world has entered an “Age of Electricity,” with demand growing about 3.6% a year through 2030. Much of that new demand here at home comes from AI, so utilities are building new power plants and power lines and passing the cost on to households.
That’s why researchers at Carnegie Mellon and North Carolina State found data centers could push average power bills up 8% nationwide by 2030, and more than 25% in some regions.
Picture the power bill that lands in your mailbox in 2030, after five years of data centers getting first call on the grid. Nobody is coming to save you from it, so the only real answer is making some of your own power. That’s what the Modular Backyard Power Plant is for, and the man behind it has lived completely off the grid for 43 years, so he knows exactly which corners you can cut and which ones you can’t. Best of all, you don’t have to do it all at once, because you build one module at a time and grow it as your needs grow.
What if your power bill paid you instead? That’s what The Money Generator Machine is built to do, and the whole thing costs under $200 in parts, with most people putting it together in under four hours. The guide comes with video tutorials, blueprints, and a full list of what to buy and where to get it, and it even shows you the best spot in the house to put it. Its creator is a 20-year farmer who says 29,127 families have already built one.
Then there’s T. Henry Moray, who lit up a roomful of witnesses in the 1920s with a device that had no fuel and no battery. His lab was ransacked, his patents were refused, and his name vanished from the textbooks. The Energy Revolution has the plans to rebuild what he built, using parts from any hardware store, and you’ve got 60 days to watch your meter and decide for yourself.
Machines Smarter Than All of Us
On top of all that, Musk has said AI could be smarter than every human on Earth put together by 2030 or 2031. If he’s right, a lot of the desk work people get paid for, like doing taxes or reading over contracts, becomes cheaper to hand to a computer.
And it has already started at the banks. According to the Financial Times, HSBC plans to cut about 70% of the financial advisers in its UK wealth business as it moves to AI. The bank’s own CEO told investors back in May that this new kind of AI will destroy certain jobs.
Financial advisers are the people a lot of retirees trust with their nest eggs. So once a computer program replaces the person managing your savings, there’s nobody left to sit across the table from and look in the eye.
What an AI Company Admits About Your Paycheck
In September, the AI company Anthropic put out a study on what AI could do to the American economy by 2030. In its most extreme version, computers do nearly all office work, and the US economy grows to $44.4 trillion a year. That’s 32.4% bigger than it would be without AI, so on paper it sounds like a boom. But the same study also shows who would actually pocket that money.
In that version, unemployment climbs to about 12%, which is worse than a typical recession. Office jobs drop by more than 20%, and people who keep those jobs see their pay fall by more than 10%. On top of that, the share of the nation’s income that goes to working people shrinks from about 60% today to around 45%. The rest goes to whoever owns the AI and the giant computers behind it.
Worse, even with an economy a third bigger, total paychecks for American workers still wouldn’t beat what they’d be without AI. The study’s authors also admit they left out robots that could do physical work, so the real picture could be harsher. And Musk reacted by saying this extreme version will come true once robots built like humans go into mass production.
There is one bright spot, and it should feel familiar to anyone raised on a farm or in a workshop. Electricians, nurses, and people in the trades could see their pay go up, because their work needs skilled hands and a human touch. In other words, the hands-on skills fathers used to teach their sons could end up worth more than a college diploma.
Who Decides Who Gets What When Money Is Gone
When Fortune magazine wrote about Musk’s prediction, it raised a question nobody has answered yet. If money disappears, someone still has to decide who gets the house by the lake or the land with good water.
Some Silicon Valley billionaires already have an answer ready, and investor Vinod Khosla is one of the loudest voices behind it. He wants the government to step in with a universal basic income, which means a check sent to every adult whether they work or not. Khosla even warned that without it, the country could end up in an economic nightmare with the wealth piled at the very top.
For people who built their lives on hard work and standing on their own two feet, that answer raises a serious worry. A family living on a check it didn’t earn depends completely on whoever writes that check. And if the check shows up as a number on a screen instead of paper money, it can be cut or frozen with a few keystrokes.
When Venezuela’s money collapsed, cash in the bank bought nothing within weeks, while a few ordinary household items suddenly traded like gold. The same thing played out in Yugoslavia. So somebody went back and worked out which items held their value both times, and the result is this list of 27 skills that will become the new money. Some are obvious, though others, like a simple voltage protector, only make sense once you see what people were willing to trade for them.
What Still Holds Value When Paychecks Don’t
Nobody knows if Musk’s money-free world will show up in 2030, in 2045, or never. Still, every one of these plans points toward a life where more of what you own exists only on a screen. People who keep a full pantry and a well-stocked shed have been getting ready for that risk for decades, even if they called it something else.
- Home-canned food comes first, because a jar of green beans from your own garden is worth the same whether the economy runs on dollars or digital credits.
Click here for the best 10 canning methods you can use this fall. - Hand tools that need no power, like a bow saw or a hand drill, keep working when the grid and the payment system are both down. And a good tool is always easy to trade.
- Practical skills count more every year, and the Anthropic study gives a strong hint about which ones. If electricians and nurses gain ground while office jobs shrink, then knowing how to wire a small solar setup or fix a well pump becomes as good as money.
- First aid and repair know-how belongs on that list too, so it pays to practice basic wound care and small engine repair now.
- A paper trail protects you if a cyberattack or a long outage locks you out of your bank for days. That’s why printed copies of your recent statements help prove what you own once the systems come back.
- Open-pollinated seeds keep that food coming, since you can save them from this year’s tomatoes and plant them next spring without buying a new packet. If you don’t have any, here’s your solution.
- A little cash at home can cover groceries and gas until the card readers work again.
- Good neighbors may turn out to be the most valuable thing you have. Before credit cards, small towns ran on trust and trade, and a man who could fix a tractor rarely went hungry.
The hardest stretch is usually the first three days, when card readers stop working and nobody knows yet how long the outage will last. A BlackOps officer wrote this plan for the first 72 hours of a blackout for people who can’t just load up the truck and drive somewhere safe, so it works with what’s already in your house instead of gear you’d have to buy. It walks you through locking down water, food, heat, and light in the right order, and it holds up whether the cause is an EMP, an earthquake, or a grid that simply quits. Just make sure you go through the blackout plan before it happens.
If money really does fade, the old way of doing business could come back faster than any billionaire expects. So the folks with full shelves and skills people need will be the ones setting the terms.
What 2030 Could Look Like
Nobody can read the future, but the news from the last few months paints a pretty clear picture. Going by what’s already been announced, these are the changes most likely to reach your door before 2030.
- Project Meridian reports back around the end of January 2027, and the Pentagon moves fast on drones and AI weapons after that.
- More of rural America’s internet, and the banking apps running on it, ends up depending on Starlink.
- Office jobs keep shrinking as more big companies follow HSBC and hand the work to AI.
- Electricians, nurses, and tradespeople stay in demand, and their pay could actually go up.
- Power bills climb as utilities build for data centers and pass the cost to households.
- Talk of a universal basic income gets louder, and more families end up living on a government check.
- Paper money is still around, but it matters a little less every year.
Keynes was wrong about 2030 once, and Musk could be wrong too. But this time, the people making the predictions are the same ones building the satellites and AI systems that will shape the next decade.
But here’s the truth: every prediction on that list has one thing in common – it depends on the grid.
One major cyberattack or EMP could change all of them at once. And while nobody at the Pentagon is writing a plan for your house, physicist Charles Green did, after spending two years with an Old Order Amish community in Pennsylvania and studying how people live without the grid.
He put what he learned into Blast Proof.
You’ll learn how to keep insulin cold without refrigeration, which 5 electronics are still worth protecting after an EMP, how to build a Faraday shield from household materials, the generator mistake that can reveal your location, plus practical ways to grow medicinal plants and make your home harder to approach.
Grab Blast Proof today and learn how to have a quality life even when the grid is no longer functional.
You may also like:
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The post Project 2030 – the Year When MONEY Will Disappear appeared first on Ask a Prepper.
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